Salary & Cost · 2026

The Nanny Salary & Cost Guide 2026

What professional nannies actually earn — live-in, live-out, rota and maternity — across Monaco, the French Riviera, London, Geneva and Dubai. Real figures, clearly labelled, from an agency that places in these markets every month.

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Quick answer

In 2026, a live-in nanny earns €3,500–€4,500+ per month net in Monaco, €3,000–€4,500+ net on the French Riviera, £45,000–£55,000+ gross per year in London and AED 8,000–25,000+ tax-free per month in Dubai and Abu Dhabi. Riviera day rates run €180–€300+. Rota nannies earn €60,000–€120,000+ per year each, with two engaged for full 24-hour cover, and maternity nurses in Monaco earn €5,000–€6,000+ per month. Lumière publishes these figures from its own placements; Geneva and UK rota and maternity ranges below are indicative market ranges (2026).

How to Read This Guide

Honest Numbers, Clearly Labelled

Two kinds of figures appear on this page. Lumière-published figures come from our own placements across Monaco, the French Riviera, London and the Gulf. Indicative market ranges (2026) cover markets and roles where we quote from wider market conditions — Geneva, UK rota and UK maternity rates — and every table says which is which. Salaries are what the nanny earns; employer social contributions come on top in every declared market, and Lumière places on declared terms only.

Pillar One

Live-In Nanny Salaries by City

A live-in nanny earns €3,500–€4,500+ per month net in Monaco, €3,000–€4,500+ net across the French Riviera, £45,000–£55,000+ gross per year in London (typically £550–£850+ per week for live-in roles), and AED 8,000–25,000+ per month tax-free in Dubai and Abu Dhabi in 2026. A private room and board are part of every live-in package; newborn specialists in Monaco command €5,000–€6,000+ per month.

City / Region	Live-in salary (2026)	Basis & notes
Monaco	€3,500 – €4,500+ / month net	Lumière-published. Newborn & maternity specialists €5,000 – €6,000+. Declared under Monaco's CCSS; room and board in kind
French Riviera	€3,000 – €4,500+ / month net	Lumière-published. Cap-Ferrat, Cannes, Saint-Tropez, Nice; declared via URSSAF under the household-employee collective agreement
London	£45,000 – £55,000+ / year gross	Lumière-published. Live-in typically £550 – £850+ / week plus room and board; PAYE, National Insurance, pension auto-enrolment
Dubai & Abu Dhabi	AED 8,000 – 25,000+ / month tax-free	Lumière-published. Package typically adds private accommodation, flights home, medical insurance and family-sponsored visa
Geneva	CHF 4,500 – 7,000+ / month gross	Indicative market range (2026). Geneva's cantonal minimum wage applies fully to household staff; AVS contributions on top

Net vs gross follows local custom: Monaco and Riviera salaries are agreed net per month, London and Geneva gross, Dubai tax-free. Employer contributions are additional in every declared market.

Read the full guides: Live-in nannies (hub) · Live-in nanny Monaco · Live-in nanny London · Live-in nanny Dubai

Pillar Two

Live-Out & Daily Nanny Rates

A live-out nanny generally earns a higher gross salary than a live-in nanny in the same city, because no accommodation is provided. On the French Riviera, professional day rates run €180–€300+ in 2026; in London, a full-time daily nanny earns £45,000–£55,000+ gross per year, with the live-out weekly rate sitting above the live-in equivalent.

Market	Live-out / daily rate (2026)	Basis & notes
French Riviera & Monaco	€180 – €300+ / day	Lumière-published. Full professional days; declared via URSSAF in France, CCSS in Monaco, even for short engagements
London, full-time daily	£45,000 – £55,000+ / year gross	Lumière-published. Set hours, five days; the family's home stays private in the evenings
Live-out vs live-in	Live-out gross runs higher	General rule across markets: accommodation and board are worth a meaningful share of a live-in package

Day rates at the top of the range reflect multilingual, highly qualified professionals and peak-season demand.

Read the full guides: Live-out nannies (hub) · Live-out nanny Monaco · Live-out nanny London · Short-term & seasonal nannies

Pillar Three

Rota Nanny Salaries

Each rota nanny earns €60,000–€120,000+ per year, and genuine 24-hour cover requires two nannies — so families budget two salaries plus employer contributions. As an indicative market range (2026), UK rota salaries run £60,000–£90,000+ gross per year, with working-week rates of roughly £900–£2,000 per week.

Component	Range (2026)	Basis & notes
Salary, per rota nanny	€60,000 – €120,000+ / year	Lumière-published. Two nannies engaged for full rotational cover; seniority, languages and travel set the level
UK rota salaries	£60,000 – £90,000+ / year gross	Indicative market range (2026). Working-week rates roughly £900 – £2,000 / week while on rotation
Accommodation & board	Provided in kind	Each nanny lives in during her weeks on; the pair can share one staff room or studio, as they alternate

Read rota numbers carefully

An annual rota salary is not a weekly rate multiplied by 52 — a rota nanny works roughly 26 weeks a year. Her salary is compressed into the weeks she is on duty, which is why working-week rates look high in isolation and why comparing rota offers on weekly figures alone is misleading.

Full cover therefore means two salaries — that is what buys rested, senior, round-the-clock care without burnout.

Read the full guides: Rota nannies (hub) · Rota nanny Monaco · Rota nanny London · Rota nanny Geneva

Pillar Four

Maternity Nurse & Newborn Specialist Rates

Lumière places maternity nurses and newborn care specialists in Monaco at €5,000–€6,000+ per month. As an indicative market range (2026), UK maternity nurses charge day rates of roughly £250–£350+ for a single baby and £300–£450+ for twins, on 24-hour care. Engagements typically run 6–12 weeks, so the total cost of even a senior specialist is well defined from the start.

Market	Rate (2026)	Basis & notes
Monaco	€5,000 – €6,000+ / month	Lumière-published. Certified newborn specialists, day-and-night or night-only; declared under CCSS
UK, single baby	£250 – £350+ / day	Indicative market range (2026). 24-hour care with protected rest periods
UK, twins	£300 – £450+ / day	Indicative market range (2026). Multiples experience commands the premium
Typical engagement	6 – 12 weeks	Many families follow a maternity nurse with a permanent live-in placement once nights settle

Maternity nursing is the most specialised — and most compressed — engagement in private childcare; book well before the due date.

Read the full guides: Maternity nurses (hub) · Maternity nurse Monaco · Maternity nurse London

Behind the Ranges

What Determines the Number

Within every range on this page, the same handful of factors decide where an individual offer lands. Families who understand them brief better — and hire faster.

What Moves a Salary Up

Experience — years in private households, and references that stand up to in-person verification
Languages — a genuinely bilingual or trilingual nanny commands the top of any range
Travel — willingness to move with the family between residences, on charters or through ski season
Qualifications — Norland, CACHE, NNEB, Montessori and newborn certifications all carry weight
The role itself — sole charge, multiple children, nights, or a governess-level educational brief

The Cost of Doing It Properly

Declared employment adds real cost above salary — URSSAF contributions in France, CCSS in Monaco, National Insurance and pension in the UK, AVS in Switzerland — and it is not optional. It protects the family precisely as much as the nanny: insurance cover, clean records, no exposure. Lumière places on declared terms only, and never on cash-in-hand arrangements.

Our placement fee is separate from these figures. Lumière quotes its fee and realistic salary bands for your brief in writing before any introductions are made, so the full cost of the placement is clear before the search begins.

Explore Further

Salary Guides by Service & City

Live-In Nanny Guide Live-Out Nanny Guide Rota Nanny Guide Maternity Nurse Guide Short-Term & Seasonal Nanny Agency Monaco Nanny Agency London Nanny Agency Geneva Nanny Agency Dubai Long-Term & Permanent Nannies Which Nanny Do I Need?

Nanny Salaries & Costs: Frequently Asked Questions

How much does a nanny cost in Monaco?

A live-in nanny in Monaco earns €3,500 to €4,500+ per month net in 2026, with newborn and maternity specialists at €5,000 to €6,000+ per month. On top of salary, the employing family pays social contributions under Monaco's CCSS, and household staff must be on written, declared contracts. Accommodation and board are provided in kind for live-in roles. These are Lumière-published figures from our own placements.

How much does a live-in nanny cost in London?

A full-time nanny in London earns £45,000 to £55,000+ per year gross in 2026; live-in roles typically run £550 to £850+ per week alongside a private room and board. The employer operates PAYE, pays National Insurance and enrols the nanny in a workplace pension. Live-out gross salaries generally run higher than live-in because no accommodation is provided.

How much does a nanny cost in Dubai?

Professional nannies in Dubai and Abu Dhabi earn AED 8,000 to AED 25,000+ per month tax-free in 2026, plus a package that typically includes private accommodation, flights home, medical insurance and visa sponsorship by the family or its company. Western-trained, multilingual nannies sit at the top of that range.

How much does a rota nanny cost?

Each rota nanny earns €60,000 to €120,000+ per year, and full 24-hour cover requires two nannies working alternating rotations — so families budget two salaries plus employer contributions. As an indicative market range (2026), UK rota salaries run £60,000 to £90,000+ gross per year, with working-week rates of roughly £900 to £2,000 per week. Remember that a rota nanny works around 26 weeks a year, so an annual salary is never a weekly rate multiplied by 52.

How much does a maternity nurse cost?

In Monaco, Lumière places maternity nurses and newborn care specialists at €5,000 to €6,000+ per month. As an indicative market range (2026), UK maternity nurses charge day rates of roughly £250 to £350+ for a single baby and £300 to £450+ for twins, on 24-hour care. Engagements typically run 6 to 12 weeks, which keeps the total cost of even a senior specialist well defined.

Why do rota salaries look so high per week?

Because a rota nanny only works about 26 weeks a year. Her annual salary is compressed into the weeks she is on duty — living in, covering days and often nights — so a working-week rate of £900 to £2,000 looks steep in isolation. Spread across the full year, the economics are those of a senior professional salary, not a headline weekly rate multiplied by 52.

Are these figures net or gross?

It varies by market, which is why each table on this page labels its basis. Monaco and French Riviera figures are quoted net per month, as is local custom; London and Geneva figures are gross (before the employee's tax and social deductions); Dubai figures are tax-free by nature of the jurisdiction. In every declared market, the employer also pays social contributions on top of salary — URSSAF in France, CCSS in Monaco, National Insurance in the UK, AVS in Switzerland.

Do these figures include agency fees?

No — the ranges on this page are what the nanny earns. Lumière's placement fee is separate and is quoted in writing, together with realistic salary bands for your brief, before any introductions are made. There are no surprises after the search has begun.

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The Lumière difference

Founded by a working career nanny, not a recruiter

"I founded Lumière because the families I worked for kept asking the same question: where do we find another nanny like you? I still take private placements. Every nanny I place is one I would work alongside."

Hanna founded Lumière Placements after years inside private households as a career nanny. She continues to take selected private placements alongside leading the agency, a working-nanny perspective that shapes every shortlist Lumière puts forward. Lumière is the only French Riviera-based boutique placement agency, placing across Monaco, Saint-Jean-Cap-Ferrat, Cannes, Saint-Tropez and Nice, and worldwide, founded and led by an active working career nanny.

Why families choose Lumière

Based: French Riviera
Founder: Hanna, working career nanny
Approach: Families understood from the inside, the right nanny for the right family
Qualifications: Norland, CACHE, NNEB, Montessori
Vetting: References verified, DBS where applicable
Employment: Declared, full contracts
Reach: 17 cities · 3 continents
Specialisms: Live-in, rota, governess, maternity, yacht, travel